They may try to convince you not to get legal representation
State Farm adjusters know that your chances of receiving fair compensation for your accident injuries increase with representation from a lawyer.
They are likely to contact you as soon as possible after an accident and offer you a settlement in the hope that you won’t turn to a lawyer. This makes their lives easier — and cheaper because the settlement is usually much lower than what a lawyer could negotiate for you.
They won’t tell you that although a lawyer will retain a portion of the settlement, victims usually end up with significantly more than the offer from the insurance company.
A case evaluation with DeHoyos Law costs nothing so there is nothing to lose — and plenty to gain.
“Deny, Delay and Defend” low-impact accident claims
A typical and deliberate approach of many large insurance companies, including State Farm, is to “Deny, Delay and Defend” low-impact claims, which are the most common types of accident claims.
The “three Ds” mean making it difficult for anyone submitting a low-impact claim. This is purportedly to discourage the pursuit of fraudulent claims but really it is done to increase profits — and you can see this in action in the strategies described above.
How can an experienced car accident attorney get you what you deserve?
An experienced car accident lawyer can help you claim fair compensation for your injuries in several ways.
We know the strategies of insurance companies like State Farm and will stand up to them during the claims process, never backing down until our clients receive what they are due.
Firstly, we will protect your rights and don’t let the adjusters take advantage of your desperate situation, as they are prone to do. Often, they prey on the weak and inexperienced, unfortunately.
We will not let them cross the line by forcing you to make a recorded statement, requesting medical records, pressuring you into an early (low) settlement, shifting part of the liability onto you or using any other dirty tricks.
Personal Injury Lawyers will determine how much your claim is worth
By using our experience, we will determine how much your claim is worth in full so that you can’t be low-balled by State Farm into accepting a low settlement. We will factor in all of the economic losses (medical bills, property damage, loss of earnings, etc.) and non-economic losses like pain and suffering, loss of quality of life, etc. This is no simple task and may require the assistance of additional professionals from our network.
Then, we will attempt to negotiate a fair settlement with State Farm. Almost all such cases are settled before trial. We will handle all communications and leave no stone unturned in investigating your case, proving liability, and claiming fair compensation.
Part of the process of keeping insurance companies honest is to be prepared to go to trial if necessary. Few insurance companies want to risk a trial where a judge may end up awarding more.
Remember, once you accept a settlement, it’s almost impossible to claim additional compensation later so self-representation should not be an option. It pays to hire competent legal representation before you even think about settling with State Farm.
Contingency fees mean anyone can afford a lawyer…
A big reason why many accident victims defy advice and self-represent is that they are concerned about the legal fees. Many are already facing medical bills, loss of earnings and repair bills to pay.
Fortunately, most personal injury lawyers operate with contingency fees. This means that they receive a pre-agreed portion of the settlement amount so there are no upfront costs to pay and fees are only paid if the case is won.
This removes any risk for victims in accident claims, shifting the risk onto the lawyer. From the first consultation until the final settlement, you won’t need to pay anything until the settlement amount hits the lawyer’s account.
If you have been injured in a car accident in Houston and need to make a State Farm claim, contact DeHoyos Law Firm, PLLC today for a free consultation to evaluate your case. Call us directly at (832) 745-4878 .
We will assess whether your claim can be successful, inform you of your legal options and be happy to answer your questions.