Why You Need a Lawyer if You Are Injured in an Accident

Being injured in an accident can be a very trying experience for you and your family. Aside from the physical and emotional pain, you may be suffering, medical bills, damage to your vehicle, and missed time from work can also cause a great deal of financial duress.

Adding to that duress is the fact that in order to be compensated for your injuries, you will have to file a claim with an insurance company. Although people pay their insurance every month for the very reason that they expect to be compensated in times of need, insurance companies are notorious for underpaying and denying claims. You are not in good hands when dealing with an insurance company. That is why we recommend you contact a qualified personal injury lawyer in Texas before filing your claim.

Insurance companies are out to make a profit

The main objective of an insurance company is to make a profit. That means they need to take in more money than they payout, which is the reason they do everything they can to low-ball claims or deny them altogether. Furthermore, in many states, the law is designed to protect insurance companies. Listed below are some of the advantages that insurance companies have in personal injury claims:

  • Tort reform. This term refers to legislative reform designed to put caps on the amount of damages that can be paid to victims. This protects insurance companies from having to pay extremely high claims. In Texas, there are caps on the compensation you can receive for economic damages, punitive damages and government claims.

  • Resources. Not only are insurance companies armed with a team of lawyers, but they also have their own adjusters who will determine rates for damage to vehicles and medical expenses. These professionals work for the insurance company and look out for their interests.

  • Trial. One of the biggest advantages insurance companies have is that if your case goes to trial, the law forbids mentioning that the insurance company is involved. That means the jury will not know you’re suing the insurance company, but rather, it will appear like you’re seeking compensation from an individual.

Because insurance companies will do everything in their power to deny or low-ball your claim, it’s important to have a personal injury attorney on your side from the beginning when you are injured in a car accident.

Contact a knowledgeable Houston personal injury attorney

At DeHoyos Law, we understand how to hold insurance companies accountable. We’ve seen all sorts of personal injury cases, and take pride in providing our clients with professional and compassionate representation. Give us a call at (832) 745-4878 or contact us online today for a free consultation. We look forward to working with you.