Houston Rental Car Accident Lawyer

Rental car accidents can be complicated, often involving multiple insurance policies and liability questions. If you’ve been injured in a rental car accident in Houston, Texas, understanding your rights is crucial. Dealing with rental companies, insurance providers, and medical bills can be overwhelming, but you don’t have to navigate this alone.

At DeHoyos Accident Attorneys, our experienced Houston rental car accident lawyers are here to advocate for you. We specialize in handling rental car accident claims and securing fair compensation for our clients.

Injured While Renting a Vehicle in Houston? Speak with a Houston Rental Car Accident Lawyer Today

We Will Negotiate With Insurance Companies For You!

Insurance companies often attempt to deny or minimize claims involving rental car accidents. DeHoyos Accident Attorneys will:

• Conduct a thorough investigation of the accident.
• Gather key evidence, including accident reports, witness statements, and rental agreements.
• Communicate directly with insurance companies to ensure you receive the maximum compensation.

Our team will take your case to court to fight for your rights if necessary.

Contact DeHoyos Accident Attorneys Today for a free consultation.

Firstly, Is Rental Car Insurance Even Required in Texas?

In Texas, rental car insurance is not required, but liability coverage is mandatory for all vehicles. When renting a car, you can choose from several insurance options:

Liability Coverage: 

Protects against damage or injury to others.

Collision Damage Waiver (CDW): 

Covers damage to the rental car.

Supplemental Insurance: 

Provides additional liability coverage beyond state minimums.

Personal Accident Insurance: 

Covers medical expenses for you and your passengers.

Understanding these policies is vital to ensure you’re covered in case of an accident.

Types of Rental Car Accidents That Can Occur At Any Moment 

Rental car accidents can happen for various reasons. Common types include:

Rear-End Collisions: 

Often caused by distracted driving or sudden stops.

T-Bone Accidents: 

Typically occur at intersections due to failure to yield.

Head-On Collisions: 

These severe crashes often result in serious injuries.

Multi-Vehicle Pileups: 

Common on Houston’s busy highways.

Single-Vehicle Accidents: 

Caused by driver error or hazardous road conditions.

Each case is unique, and determining liability can be complex. Our attorneys are skilled in uncovering the details and building a strong claim on your behalf.

Learn More About Our Car Accident Services.

Statistics on Rental Car Accidents in the U.S. and Texas

Understanding the scope of rental car accidents can help illustrate their prevalence and the importance of legal representation. Below are some key statistics:

Statistic	Details	Source
Annual U.S. rental car accidents	Over 2 million rental car accidents occur annually in the U.S.	National Safety Council (NSC)
The common age group for accidents	Drivers aged 21–34 are most likely to be involved in rental car crashes.	Insurance Institute for Highway Safety
Accidents in Texas annually	Approximately 500,000 vehicle crashes, with rental cars comprising 5%.	Texas Department of Transportation (TxDOT)
Economic cost of vehicle crashes	U.S. car accidents result in $230 billion in damages yearly.	Centers for Disease Control (CDC)

Local Impact in Houston

In Houston, the city’s dense traffic and high tourism rates contribute to a notable number of rental car incidents. According to TxDOT:

Houston saw 66,988 total crashes in 2022, a portion of which involved rental cars.

Nearly 20% of accidents in Houston result in severe injury or property damage.

Texas Laws Governing Rental Car Accidents

Understanding Texas laws can help clarify liability in rental car accidents:

1. Comparative Fault Rule: 

Texas follows a 51% modified comparative fault rule. If you’re less than 51% at fault, you can recover compensation.

2. Liability Insurance Minimums: 

Texas law requires drivers to carry $30,000 per person and $60,000 per accident for bodily injury liability, as well as $25,000 for property damage.

3. Rental Company Responsibility:

 Rental companies are generally not liable unless negligence, such as renting out a defective vehicle, is proven.

Rental Car Accident Prevention Tips

While accidents can happen, here are steps to minimize risks when driving a rental car:

1. Inspect the Vehicle: Check for pre-existing damage before accepting the car.
2. Familiarize Yourself with the Car: Adjust mirrors, learn dashboard controls, and ensure comfort before driving.
3. Avoid Peak Traffic Hours: Houston traffic can be particularly dense during rush hours.
4. Understand Your Insurance: Know your coverage limits and opt for additional protection.
5. Drive Defensively: Stay alert and maintain a safe distance from other vehicles.

What If the Other Driver Is Underinsured?

If the other party has insufficient insurance, options for recovering damages include:

1. Your Insurance Policy: Utilize uninsured/underinsured motorist (UM/UIM) coverage.
2. Rental Company Coverage: Check if supplemental liability protection was purchased.
3. Legal Action: Filing a personal injury lawsuit against the at-fault driver.

Why Choose DeHoyos Accident Attorneys?

Here’s why DeHoyos Accident Attorneys is the trusted name for Houston rental car accident claims:

Deep Expertise: 

Years of experience handling rental car accident cases.

Personalized Approach: 

Tailored strategies to maximize your compensation.

Proven Track Record: 

Secured millions in settlements for injured clients.

Local Knowledge: 

Familiarity with Houston’s traffic patterns and legal landscape.

Schedule Your Free Consultation Today.

Common Injuries From Rental Car Accidents

Rental car accidents can lead to devastating injuries. Some of the most common include:

Injury	Description	Typical Treatments
Whiplash	Neck strain from sudden back-and-forth movement.	Physical therapy, pain management
Burns	Injuries from vehicle fires or airbag deployment.	Skin grafts, wound care
Nerve Damage	Trauma affecting nervous system function.	Surgery, physical therapy
Brain Injuries	Concussions or traumatic brain injuries (TBI).	Neurological care, rehabilitation
Spinal Injuries	Herniated discs or paralysis from severe impact.	Surgery, physical therapy
Fractures	Broken bones caused by high-impact collisions.	Casting, surgery

Our team at DeHoyos Accident Attorneys is committed to securing compensation for medical expenses, rehabilitation, and long-term care.

Whiplash

Whiplash is a common injury resulting from sudden, forceful movements of the neck, often caused by rear-end collisions. Symptoms can include neck pain, headaches, dizziness, and difficulty concentrating. Treatment typically involves physical therapy and pain management.

Soft Tissue Injuries

These injuries affect muscles, tendons, and ligaments. They can cause pain, swelling, and limited range of motion. Treatment often involves rest, ice, compression, and elevation (RICE), along with over-the-counter pain medication.

Traumatic Brain Injury (TBI)

TBI can range from mild concussions to severe brain damage. Symptoms may include headaches, dizziness, confusion, memory loss, and difficulty concentrating. Treatment for TBI can vary depending on the severity of the injury and may involve hospitalization, medication, and rehabilitation therapy.

Spinal Cord Injuries

In severe accidents, spinal cord injuries can occur, leading to paralysis or loss of sensation. These injuries often require immediate medical attention and may involve surgery, rehabilitation, and long-term care.

Fractures

Broken bones are a common injury in car accidents. The severity of the fracture will determine the necessary treatment, which may include casting, surgery, or physical therapy.

Internal Injuries

Internal injuries, such as organ damage or internal bleeding, can be life-threatening. Symptoms may include abdominal pain, difficulty breathing, or excessive bleeding. Immediate medical attention is crucial in these cases.

At DeHoyos Accident Attorneys, we understand the devastating impact these injuries can have on your life. Our experienced team and Houston rental car accident lawyer are dedicated to fighting for your rights and securing the compensation you deserve. We will tirelessly help you recover from your injuries and rebuild your life.

What To Do After a Car Accident in a Rental Vehicle?

If you’re involved in a rental car accident, taking these steps can protect your health and legal rights:

1. Ensure Safety: Move to a safe location if possible and check for injuries.
2. Call 911: Report the accident and request medical assistance if needed.
3. Document the Scene: Take photos of vehicle damage, road conditions, and injuries.
4. Exchange Information: Collect contact and insurance details from all parties involved.
5. Notify the Rental Company: Inform the rental agency of the accident immediately.
6. Contact an Attorney: Seek legal advice to ensure your rights are protected.

By acting promptly, you can strengthen your case and prevent complications with insurance claims.

Rental Car Insurance Options

When renting a vehicle, it’s essential to understand your insurance options:

Transfer Your Own Insurance Coverage

Many personal auto insurance policies extend coverage to rental cars.

Renter’s Insurance From Rental Company

Provides options like collision waivers and liability coverage.

Insurance Through Your Credit Card Company

Some credit cards offer rental car insurance as a benefit.

How Does a Total Loss Claim Affect My Ability to Rent a Car?

A total loss claim occurs when repair costs exceed the vehicle’s value. In rental car accidents, this can lead to disputes over:

• Whether the damage is covered by your insurance or the rental company’s policy.
• Out-of-pocket costs for repairs or replacement.
• Your ability to rent a car in the future if liability is unresolved.

At DeHoyos Accident Attorneys, we can help you navigate these issues and treat you fairly.

What Happens if I am at fault in the Rental Crash?

If you’re found at fault for a rental car accident, you may face:

• Liability for Damages: Covering repair costs and medical bills for others.
• Increased Insurance Premiums: If your insurance is used.
• Rental Company Fees: Charges for repairs or loss-of-use claims.

Our Houston rental car accident lawyer can help negotiate with insurance companies and rental agencies to minimize your liability.

Contact The Houston Rental Car Accident Lawyers at DeHoyos Accident Attorneys Today!

Dealing with a rental car accident can be stressful, but you don’t have to face it alone. At DeHoyos Accident Attorneys, we have the experience and resources to handle your case and fight for the compensation you deserve.

Call Us Today for a Free Consultation or visit our Houston office to learn more about how we can help.

Houston Rental Car Accident Frequently Asked Questions

1. Does my auto insurance cover rental car accidents?

Yes, most personal auto insurance policies extend coverage to rental cars. However, this varies by provider and policy. Consult your insurance agent to confirm your coverage details before renting.

2. Who is liable for damages in a rental car accident?

Liability depends on the circumstances. Possible responsible parties include:

• The rental car driver.
• Another negligent driver.
• The rental company (e.g., for faulty vehicles).
• The vehicle manufacturer (in case of defects).

Our Houston rental car accident lawyer will investigate your case to identify all liable parties.

3. Can I sue the rental car company for negligence?

Yes, if the rental company failed to maintain the vehicle knowingly or adequately rented out a defective car, they can be held accountable. Our team will pursue justice on your behalf.

4. What if the other driver doesn’t have insurance?

Uninsured or underinsured motorist coverage can help cover damages. If you don’t have this coverage, we can explore other legal options to recover compensation.

5. How long must I file a rental car accident claim in Texas?

In Texas, the statute of limitations for personal injury claims is two years from the accident date. Filing promptly is essential to preserve evidence and strengthen your case.

6. What should I do immediately after a rental car accident in Houston?

• Prioritize safety: Ensure everyone is safe and seek medical attention if necessary.
• Document the accident: Take photos and videos of the accident scene, damaged vehicles, and any injuries.
• Gather information: Collect contact information from the other driver, witnesses, and any responding police officers.
• Report the accident to the rental car company: Notify the company and follow their procedures for reporting claims.
• Contact your insurance company: Inform them about the accident and provide them with the necessary details.
• Consult with a Houston rental car accident lawyer: An experienced attorney can guide you through the legal process and protect your rights.

7. What damages can I recover in a rental car accident lawsuit?

If you’re injured in a rental car accident, you may be able to recover damages for:

• Medical expenses: Past and future medical costs, including surgery, medication, and therapy.
• Lost wages: Compensation for income lost due to missed work or reduced earning capacity.
• Pain and suffering: Damages for the physical and emotional pain and suffering caused by the accident.
• Property damage: Compensation for damage to the rental car or other property.
• Loss of consortium: Compensation for losing companionship and intimacy with your spouse.

Remember, every case is unique, and the specific damages you can recover will depend on the circumstances of your accident. Consulting with a Houston rental car accident lawyer can help you understand your rights and pursue the compensation you deserve.